Applying for or renewing an Income-Driven Repayment plan?

  • The IRS Data Retrieval Tool on is currently not working.
  • Please complete the Income-Driven Repayment application on and then log in to your Navient account to upload your proof of income; or fax or mail it to us.
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Changing Your Repayment Plan?

An Income-Driven Repayment plan could help you manage your federal loan payments by linking your monthly payment amount to your income. Is it right for you? Visit >

Learn more about plans based on your income

Credit Reporting

Your credit is an integral part of your financial life. The Fair Credit Reporting Act dictates how financial institutions provide information to credit reporting agencies.

Learn more about Credit Reporting

Beware of Offers for Debt Relief

Some companies claim they can reduce or eliminate your debt, but they charge for services we offer for free.

Protect yourself from fraud

Navient Path to Success

Our interactive series helps you manage your finances.

Start learning more today

Members of the Military

You may qualify for special benefits, including the Servicemembers Civil Relief Act (SCRA) interest rate cap.

Benefits for military personnel