Information About 1098-E

Learn more in the IRS Pub. 970, Tax Benefits for Education

IRS Publication 970 2013

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Your 1098-E Tax Statement

If you made payments on your student loan during the year, you may be eligible to deduct a portion of the interest you paid on your federal tax return.

Navient will provide you with a 1098-E Statement if your interest paid equals or exceeds $600.

Learn more about the Student Loan Interest Deduction on the IRS website


Eligibility

  • Borrowers who have paid $600 or more in eligible student loan interest during the tax year are automatically issued a Form 1098-E.
  • Even if you haven’t met the $600 threshold, you can always access your Form 1098-E by logging into your account in early January.
  • Form 1098-E statements must be issued by Navient to eligible borrowers by January 31 of each year

Access Your 1098-E

You can receive your form in three ways:

  • in early January:
    • Under the Customer Support tab, go to Federal Loans, Private Loans, and/or Department of Education Loans and select Print Statements and Documents.
    • Find 1098-E Tax Information and print.
    • Important Note: If you have FFELP or private loans and federal loans from the the U.S. Department of Education, you will need to download a separate Form 1098-E for both.
  • By email: If you’ve chosen to receive tax statements via email and paid $600 or more in eligible student loan interest, we’ll send you an email to let you know it’s available.
  • By mail: If you’ve chosen to receive tax statements via USPS and paid $600 or more in eligible student loan interest, we’ll send you a letter postmarked by January 31 of each year.